Pro tips from an insurance veteran

The insurance game can be a confusing one. Thankfully, there are people like Phyllis Towne out there to help you navigate it.

What's it like to be an insurance agent?

Being an insurance agent is like being a teacher, a counselor, a researcher and a detective all in one. Agents must be knowledgeable about the products they sell and the companies they carry. They need to effectively communicate with clients. They are expected to explain what is available and help people decide which products and services are ideal for individuals and families. They are constantly updating their certifications and learning about how new laws affect their products. On top of all this, they need to ask all the right questions so they can know what coverage is best for every customer.

Assets and liabilities: Insurance needs differ throughout life

When it comes to insurance, no two people have precisely the same needs. But one thing is common to everyone.

Clubs help members invest in financial futures

Investment clubs such as the Beardstown Ladies can provide a collaborative environment for investors to learn about investing with like-minded members. Its mission, BI officials said, is to help investors and want-to-be investors learn the skills they need and, if they wish, how to set up an investment club by offering guidance and education.